Our team

The people behind Zephyr

A passionate, multilingual team of advisors dedicated to making Portuguese property finance simple, transparent and human.

Director & Senior Mortgage Broker

Helder Constantino

Director & Senior Mortgage Broker

Helder Constantino

With over 8 years in real estate and 6 as a mortgage broker, Helder specialises in financing for property acquisitions in Portugal. He has extensive experience with international clients across multiple nationalities, working closely with leading banking institutions to structure tailored solutions. His approach combines strategic analysis and clarity to turn complex transactions into straightforward, secure decisions.

h.constantino@zephyrmortgages.com

Co-founder & Head of Legal

Felipe Sampaio

Co-founder & Head of Legal

Felipe Sampaio

Felipe oversees the legal and procedural aspects of every transaction, ensuring full compliance and smooth execution through to completion. His rigorous, detail-oriented approach anticipates risks early and keeps every process secure, well-structured, and aligned with legal and banking requirements.

Senior Mortgage Broker

Adrien Capela

Senior Mortgage Broker

Adrien Capela

Adrien specialises in supporting non-resident clients through the financing process in Portugal. With over three years working alongside Hélder, he has developed strong expertise in international profiles and cross-border financing scenarios, ensuring a structured and well-adapted experience from start to finish.

a.capela@zephyrmortgages.com

Senior Mortgage Broker

Elsa Louro

Senior Mortgage Broker

Elsa Louro

A former banker with over 20 years of experience — including as branch director — Elsa brings deep expertise in the domestic market and in supporting Portuguese expatriates worldwide. Working with Hélder for four years, her strong banking background ensures a reliable, efficient, and personalised financing process.

e.louro@zephyrmortgages.com

Process Manager

Felipe Munhoz

Process Manager

Felipe Munhoz

With over four years in the mortgage brokerage industry, Felipe is responsible for overseeing procedures and maintaining quality standards across all transactions. His structured approach and attention to detail ensure efficiency, consistency, and reliability at every stage of the process.

Mortgage Broker

Filipe Figueiras

Mortgage Broker

Filipe Figueiras

With over 10 years as a real estate agent across France and Portugal, Filipe brings a strong cross-border perspective and in-depth property market knowledge. His dual expertise helps align financing strategies with real estate opportunities at an international level.

f.figueiras@zephyrmortgages.com

Senior Mortgage Broker

Isabelle Peretti

Senior Mortgage Broker

Isabelle Peretti

Isabelle brings over 20 years of mortgage brokerage experience in France, where she progressed to branch director in Bordeaux. Now based in Portugal for three years, she delivers highly structured and tailored financing solutions, with a particular focus on French-speaking clients.

i.peretti@zephyrmortgages.com

Mortgage Broker

João Ramos

Mortgage Broker

João Ramos

With a background in marketing and business development, João brings a dynamic, growth-oriented perspective to the team. His ability to identify opportunities and build trusted client relationships through clear, proactive communication contributes to Zephyr's continued development.

j.ramos@zephyrmortgages.com

Mortgage Broker

Julien Passos

Mortgage Broker

Julien Passos

One of Zephyr's founding team members, Julien primarily supports French-speaking clients — residents and non-residents alike. His involvement from the very beginning of the company brings consistency, reliability, and a thorough understanding of each client's needs throughout the entire process.

j.passos@zephyrmortgages.com

Mortgage Broker

Stéphanie de Lima

Mortgage Broker

Stéphanie de Lima

Coming from a recruitment background, Stéphanie brings strong experience in client relations, profile assessment, and personalised support. Her attentive and interpersonal approach ensures a smooth, responsive, and client-focused experience at every stage.

s.delima@zephyrmortgages.com

Have a specific question? Reach out to the whole team.

contact@zephyrmortgages.com